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The next part of this article will focus on how to pay off one card at a time, as another method to pay off credit card debt.Paying Off Credit Card Debt: Gathering Your Statements.You didn't read it. I know you didn't because the font is about 3.5 in size and it is written in legalese. Magic Puzzles Cube Australia Store Online Gather up all of your better card statements when you want to work at paying off your cards one by one. You will first want to take the smallest card and make as large of a monthly payment as you can on it while still making the minimum payments on the other cards.